MSAFEX
Protocol

Protocol Architecture

A layered, modular design that separates escrow logic, arbitration, and governance for maximum security and upgradeability.

Architecture

Three-Layer Design

MSAFEX separates concerns across distinct protocol layers — each optimized for its specific function.

01

Smart Escrow Layer

The execution layer where funds are locked, conditions verified, and settlement triggered. Fully non-custodial — the protocol never holds keys.

  • Non-custodial fund locking
  • Condition-based release
  • Multi-asset support
  • Time-lock mechanisms
02

Arbitration Layer

Decentralized dispute resolution powered by a stake-weighted network of vetted arbitrators. No central authority can override community decisions.

  • Stake-weighted arbitrator selection
  • Evidence submission on-chain
  • Majority-ruled resolution
  • Arbitrator reputation system
03

Governance Layer

Long-term protocol parameters, fee structures, and upgrades are controlled by MSAFEX token holders through a transparent DAO process.

  • Token-weighted voting
  • Proposal & deliberation period
  • Timelocked execution
  • Community treasury control
Smart Escrow Layer

How the Escrow Contract Works

A deterministic state machine ensuring funds move only when verifiable conditions are satisfied.

01

Escrow Initialized

CREATED

Buyer deploys or calls the escrow factory contract, defining trade parameters: amount, asset, counterparty address, delivery conditions, and optional time-lock.

02

Funds Deposited

FUNDED

Buyer transfers the agreed amount into the escrow smart contract. Funds are locked — neither buyer nor seller can withdraw without meeting conditions.

03

Delivery Phase

ACTIVE

The contract enters an active state. The seller proceeds with delivering goods, services, or digital assets. On-chain or off-chain evidence may be submitted.

04

Buyer Confirms

CONFIRMED

Upon satisfactory receipt, the buyer submits a confirmation transaction. The contract immediately releases funds to the seller — no human intermediary required.

05

Dispute Raised

DISPUTED

If the buyer disputes delivery, the contract enters a locked dispute state. Neither party can withdraw funds until the arbitration process is complete.

06

Arbitration & Resolution

RESOLVED

Arbitrators review evidence, vote on the outcome, and the contract automatically executes the majority decision — releasing funds to the appropriate party.

Arbitration Layer

Decentralized Dispute Resolution

Fair, transparent, and immune to single-party manipulation.

Arbitrator Qualification

Arbitrators stake MSAFEX tokens as a bond against malicious or negligent behavior, creating strong economic incentives for fair adjudication.

Evidence Submission

Both parties submit evidence on-chain or via decentralized storage. All submissions are timestamped and immutable.

Panel Selection

A randomized, stake-weighted panel is assembled for each dispute, preventing collusion and ensuring diverse perspectives.

Binding Resolution

Majority vote triggers automatic smart contract execution. No party can appeal to a central authority — the protocol is the final arbiter.

Read the Full Technical Whitepaper

Detailed specifications, security model, and economic design in the MSAFEX whitepaper.

Read Whitepaper View Roadmap